About Dean Henderson

Clean Dean the Loan MachineDean Henderson is President of Financial Independence Mortgage, a California Mortgage Brokerage Firm specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans.

Dean Henderson has been a full time mortgage lender since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.  He is able to close of loans much faster than the major banks and other institutions by eliminating all the bureaucratic red tape and utilizing superior knowledge over the less experienced originators found in the larger institutions.

In addition to having the invaluable experience of personally closing of thousands of home loans he also takes every opportunity to invest in continuing education to keep on top of our ever-changing industry guidelines and regulations.

Dean Henderson is one of only about 23 mortgage originators in the State of California to earn the designation of Certified Residential Mortgage Specialist(CRMS) by the National Association of Mortgage Brokers and the only loan officer in California to earn the designation of Certified Credit Specialist(CCS). These designations are earned through a combination of extensive education, loan production, background investigation, and stringent testing.

Dean is currently the only mortgage originator in the Antelope Valley certified by the State of California Department of Veteran Affairs and able to originate CalVet loans.  He is also the only Certified Military Housing Specialist and the Exclusive Lender for the Homes For Heroes Housing program in the Antelope Valley.

As a resource to help his Realtor referral partners, he attended the Realtor Institute and obtained the designation of Graduate of the Realtor Institute(GRI) and serves in leadership positions in the local and state associations of Realtors to help fight for homeownership rights.

Dean Henderson was also recognized as the number one originator in the State of California of the Nehemiah Down Payment Assistance Program which helped home buyers buy homes using a free private grant to cover their down payment. The Nehemiah Program helped over 325,000 families realize home ownership from 1997-2008.


Helping first-time home buyers realize home ownership utilizing various mortgage programs which minimize the out-of pocket costs while obtaining the most competitive interest rates and lowest payments. Some examples would be the programs from FHA, VA, USDA, CalVet, CAlHFA, HomeReady, Home Possible and other various FannieMae/FreddieMac products.  APPLY ONLINE

Dean lives in Palmdale, California with his wife and two children.